When you hear the phrase "be out of pocket," it means to have spent more money than you have available. There are several synonyms for this phrase that can be used depending on the context. One of the most common synonyms is "be in the red," which is used to describe a situation in which a person or business has negative cash flow. Another term that can be used is "be broke," which means to have little or no money. Additionally, people can say they are "in debt" or "financially strained," which convey the concept of being out of pocket to varying degrees. Whatever the term used, being out of pocket is always a challenging situation, and it is essential to manage finances cautiously to avoid it.